◆ Service line 03 · CFO Advisory
A CFO in the room when the decision matters without carrying one on the payroll full-time
There is a stage every growing company reaches where the founder can no longer run finance off instinct, and a bookkeeper can no longer answer the questions the business is asking — but a full-time chief financial officer is still a stretch too far. That gap is where the wrong decisions get made. It's exactly where we sit.
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Who we work with
Five situations where a senior financial mind changes the outcome
Founders and CEOs
Whose companies have outgrown informal finance and need a senior financial mind to help steer — without committing to a full-time hire before the role can justify it.
Businesses preparing to raise
Equity or debt, who need their numbers, model and story to withstand the scrutiny of professional investors and lenders.
Companies under financial strain
Tight cash, a heavy debt load, or covenants under pressure — who need experienced hands to stabilise and restructure.
Boards and investors
Who want an independent, senior financial perspective on a portfolio company or a major decision.
Finance functions that have lost the plot
Late closes, numbers no one trusts, reporting that takes weeks — and need rebuilding into something dependable.
How we help
What working with us actually looks like
01
Fractional and virtual CFO
Get experienced CFO leadership tailored to your business, with strategic guidance for growth, fundraising, and financial challenges without the cost of a full-time hire.
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Finance function structuring and process correction
Reliable decisions start with reliable financial data. We fix finance processes and reporting so your numbers are accurate, consistent, and ready to support better decisions.
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Financial insight and decision support
Turn financial data into clear insights that support smarter decisions, stronger planning, and confident business growth.
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Budgeting, forecasting and financial modelling
This is some tBuild realistic budgets and forecasts that guide decisions, adapt to change, and help your business stay on track.ext inside of a div block.
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Cash flow and working capital management
Improve cash flow, manage working capital, and maintain the liquidity your business needs to operate and grow.
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Board and investor reporting
Deliver clear, accurate reports that build trust with investors, boards, and stakeholders while supporting better business decisions.
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Go deeper
Two moments that warrant their own conversation
Fundraising and restructuring aren't just services on a list — they're high-stakes moments that deserve a different kind of attention.
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Globalization + CFO first
Fractional CFO
People-led firms expanding by following their clients into new markets — living or dying on utilisation, margin and cash collection
Explore for professional services →

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Globalization + CFO first
Finance Function Structuring
People-led firms expanding by following their clients into new markets — living or dying on utilisation, margin and cash collection
FATCA & CRS Reporting →

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Globalization first
Financial Insight Decision Support
Goods businesses carrying real tax and regulatory weight — VAT and GST, customs touchpoints, and working capital locked in inventory and receivables.
Explore for manufacturing and consumer →

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The moment of growth
Budgeting Forecasting Modelling
Getting the company investment-ready, building the model and data room investors will interrogate, and standing beside you in the room through negotiation.

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The moment of growth
Cash Flow Working Capital
Getting the company investment-ready, building the model and data room investors will interrogate, and standing beside you in the room through negotiation.
Read about fundraising support →

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The moment of strain
Fundraising Support
Assessing what the business can sustain, leading lender negotiations, and designing a capital structure for the business as it actually is now.
Read about restructuring →

Why Spera
Why companies bring Spera in as their CFO
01
Senior, partner-led judgement
You work with experienced finance leaders who have done this before — not junior staff working to a template. Seniority is the point.
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Strategic, not just numerical
We interpret the numbers and shape the decisions, rather than simply producing the accounts. The deliverable is a better decision, not another report.
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Flexible and right-sized
Full CFO leadership scaled to what your business needs now — steady through growth, intensive around an event, adjustable as you change.
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Proven where it counts
Fundraises, restructurings, turnarounds, finance rebuilds — we're most useful precisely in the moments that decide a company's path.
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Genuinely on your side of the table
We work as part of your team, in your interest, with the founder's long-term outcome — not a transaction fee — as the measure of success.