THE MOMENT OF STRAIN

An experienced hand for the conversations that decide what happens next

When a company's capital structure stops working — debt that is too heavy, terms that no longer fit, covenants under strain, or a maturity wall approaching — the path back to stability is rarely obvious and almost never comfortable. This is specialised, high-stakes work, and having navigated it before changes the outcome.
How we help

What restructuring support covers

01

Capital Structure Assessment

Assessing the existing capital structure and modelling what the business can realistically sustain.
01

Cash Flow & Debt Analysis

Building the cash-flow and debt-capacity analysis that any restructuring conversation has to start from.
01

Financing Solutions

Leading or supporting negotiations with lenders — refinancing, rescheduling, covenant resets and amend-and-extend arrangements.
01

Financing Solutions

Sourcing and structuring new or replacement financing, whether bank debt, private credit or alternative instruments.
01

Capital Structure Design

Designing a workable capital structure for the business as it actually is now, not as it was when the original debt was taken on.
01

Stakeholder Coordination

Coordinating with legal and other advisers throughout, and keeping the board and stakeholders clearly informed.
What we handle
/
[01]

Calm competence, and complete discretion

Restructuring engagements are sensitive, and often confidential. What we bring is experience and steadiness — the sense that we have sat across the table from lenders before. We won't discuss client situations, and we don't need to: the work speaks for itself once you're in the room with us.

Cash flow and working capital

01

Financial insight and decision support

02

Fundraising support

03
We sit on both sides of this table. Through our Fund Administration work, we understand exactly what institutional investors scrutinise — because we administer the funds doing the scrutinising. That dual perspective shapes how we prepare you.
See Fund Administration →
[ 01 ]
/
FAQS

Frequently asked questions

What if we are under financial pressure or carrying too much debt?
We support companies through exactly these situations. That includes assessing the capital structure, modelling debt capacity, leading or supporting negotiations with lenders on refinancing and covenants, and sourcing replacement financing — bringing experienced, steady hands to a high-stakes process.
Our numbers are a mess. Can you still help?
That is often exactly where we start. Before finance can inform good decisions, it has to be trustworthy, so many engagements begin by structuring the finance function and correcting the processes — fixing the close, the controls and the reporting — and only then move on to strategy and decision support.
Leading or supporting negotiations with lenders — refinancing, rescheduling, covenant resets and amend-and-extend arrangements.
Bookkeepers and accountants record and report what has happened — essential work, but backward-looking. A CFO interprets those numbers and shapes what happens next: pricing, capital allocation, fundraising, cash strategy. The two roles complement each other; one keeps the books, the other helps you make decisions with them.
What is the difference between a fractional CFO and a full-time CFO?
The seniority and the judgement are the same; the commitment and cost are not. A fractional CFO gives you experienced financial leadership scaled to what your business needs and can support right now — a steady presence through growth, or intensive support around a raise or restructuring — without the salary, equity and permanence of a full-time executive hire.
How is this engagement priced and structured?
It is scoped to the situation. Some clients want an ongoing fractional-CFO relationship; others need intensive support around a specific event and a lighter touch afterwards. Because this is a senior, selective service, we agree the scope and commercial terms with you directly at the outset.